American Express Hiring Analyst Risk Management (Gurugram) | Hybrid

About the Role

Global Risk & Compliance ("GRC") independently oversees the company's compliance, risk-taking and risk management activities, including identifying, managing and mitigating risks within the Company's risk appetite. GRC keeps the company operating in a safe, sound and fully compliant manner under applicable regulatory expectations. The team builds and maintains the overall risk management framework and ensures legal and regulatory compliance.

The Risk Reporting CoE sets up and maintains the company-wide framework for how risk data is aggregated and how risk reports are produced, so that the Board, senior management and regulators receive timely, accurate, complete, consistent and relevant reporting on material risks, concentrations and emerging risks. The CoE sets risk reporting standards across the enterprise and works with the Enterprise Data Office, Business Unit Data Offices, GRC Product and Capabilities, and Risk Report Owners to deliver Tier 1 Risk Reports on the Risk Reporting Platform. The team is modernizing how risk data is aggregated, analyzed and reported, including maintaining a centralized risk report inventory, driving automation and controls to reduce manual processes, strengthening data sourcing and lineage, and running periodic platform assessments.

The Analyst will be part of the GRC organization, building enterprise-wide risk data aggregation and reporting capabilities. The role supports a risk data aggregation and reporting framework that delivers trusted, decision-ready data for Tier 1 risk reporting and enterprise risk decisions.

The role combines risk reporting governance with hands-on data discovery, data requirements development, standardization and validation, working closely with business, risk, analytics and technology teams to turn complex reporting requirements into usable, well-governed data solutions.

Key Responsibilities

• Support the establishment of policies, standards and processes for risk data aggregation and reporting suited to the size, complexity and risk profile of the bank.
• Drive and monitor Risk Reporting Policy adherence, and support the development of procedures and required training.
• Facilitate the development of risk reporting business requirements with report owners and stakeholders.
• Support the operation of centralized consumption layer controls and help oversee the implementation and execution of decentralized controls.
• Support the design and implementation of data and technology infrastructure that meets reporting needs and captures material risks, concentrations and emerging risks.
• Support a standardized, periodic (at least annual) assessment framework to evaluate the effectiveness of risk reporting systems, tools and processes as data sources and regulatory expectations change.
• Support the production of Risk Appetite and BU Risk Appetite Reports shared with the Board and senior management committees.

Qualifications

• 0-2 years of experience in risk management, analytics or a related discipline from a Tier 1 college.
• Degree in a quantitative field (e.g., Statistics, Computer Science or Economics).
• Strong technical and analytical skills, with the ability to apply quantitative methods and business skills to generate insights and drive results.
• Familiarity with BCBS 239 and OCC Heightened Standards. Strong analytical skills to translate complex information into clear conclusions for colleagues, business partners and senior leaders.
• Ability to work independently and across a matrix organization with business partners, functional owners, capabilities, technology teams and external vendors.
• Rigorous, analytical approach to problem-solving, decision-making and prioritization, collaborating across teams and geographies.
• Proactive in identifying issues, escalating key findings and recommending solutions to correct issues or mitigate risks.

Work Schedule

This role is required to be on-site 3 days per week. Candidates must be flexible with shift timings: Monday to Wednesday 1:00 pm to 9:30 pm IST, Thursday 11:00 AM to 7:30 PM IST and Friday 8:30 AM to 5:00 PM IST.

About American Express

American Express's culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and a commitment to back customers, communities and colleagues. The company operates with a strong risk mindset, upholding its brand promise of trust, security and service.

As part of Team Amex, employees get comprehensive support for holistic well-being and many opportunities to learn new skills, develop as leaders and grow their careers. Employees' voices and ideas matter, and their work makes an impact on the future of American Express.