Deutsche Bank Hiring Working Capital Risk Apprentice (Mumbai)

Apprenticeship Programme

This 12‑month apprenticeship under India’s National Apprenticeship Training Scheme provides hands‑on training and exposure to real business operations. The programme focuses on practical learning and industry experience. Completion of the apprenticeship does not guarantee permanent employment with Deutsche Bank Group.

Role Overview

The Working Capital Risk Management team is seeking candidates with a background in finance, risk, or portfolio management to support end‑to‑end deal management and risk evaluation activities. The role involves analysis, KYC due diligence, portfolio reviews, compliance support, project work, and reporting.

This position is suited for individuals who want to build product knowledge and a deeper understanding of risk factors while supporting global projects in a fast‑paced international environment. The team contributes to the Global Corporate Bank’s Trade Finance and Lending business.

Key Responsibilities

• Conduct portfolio due diligence including legal entity verification, internal system checks, and review of prior relationships.
• Support risk monitoring activities to meet audit and regulatory requirements.
• Assist with framework design for working capital products and evaluate feasibility from operational and risk perspectives.
• Perform risk scoring for deals following defined procedures and evaluate subjective risk indicators where required.
• Support deal management activities including rating checks, feasibility reviews, and KYC or AFC coordination.
• Assist with small ad hoc projects and internal audits.
• Identify opportunities for process optimization, automation, and simplification to improve operational efficiency.
• Work on regular control processes alongside technology, business teams, and Client Lifecycle Management to address regulatory requirements.
• Maintain internal documentation and key operational procedures for mandated products.
• Collaborate with internal teams such as Trade Sales, Trade Finance Deal Management, Trade Product Management, and Trade Services to support trade finance services and resolve deal‑related issues.

Skills and Experience

• Understanding of finance, risk, controls, compliance, and regulatory frameworks in banking, particularly within trade finance.
• Analytical mindset with exposure to project management or risk‑related work considered beneficial.
• Ability to contribute ideas and challenge existing processes where appropriate.
• Comfort working within a global organization and collaborating with multiple stakeholders.
• Ability to work independently while supporting team objectives.
• Proficiency in MS Office tools with strong Excel skills and familiarity with Tableau and databases for analytical tasks.
• Flexibility to collaborate with international teams across time zones including US, EMEA, and APAC.
• Strong written and spoken English communication skills. Knowledge of German is an advantage.

Benefits and Support

• Comprehensive leave policy.
• Gender‑neutral parental leave.
• Childcare assistance reimbursement.
• Sponsorship for relevant professional certifications and education.
• Employee Assistance Program for employees and their families.
• Hospitalization insurance for employees and dependents.
• Accident and term life insurance coverage.
• Health screening benefits for employees aged 35 and above.

Learning and Development

• Structured training and development to support career growth.
• Coaching and mentorship from experienced professionals.
• A work environment that encourages continuous learning and progression.

About the Organization

Deutsche Bank fosters a collaborative culture where employees are encouraged to take initiative, think commercially, and work together toward shared success. The organization promotes a fair and inclusive workplace and welcomes applications from individuals of all backgrounds.