The Credit and Fraud Risk (CFR) team at American Express focuses on driving profitable business growth by minimizing fraud risk and maintaining low credit loss rates. This team utilizes various tools and evolving technology to detect and combat fraud, reduce disruption to legitimate spending, and deliver an excellent customer experience. They lead initiatives that leverage data and digital advancements to enhance risk management, enable commerce, and foster innovation.
A single decision can have numerous outcomes, and when it impacts millions of customers, it must be accurate. This is where our Credit & Fraud Risk (CFR) Analytics & Data Science CoE team plays a vital role. They lead efforts that use data and digital progress to improve risk management, facilitate commerce, and drive daily innovation. From identifying the right customers for products to underwriting them and managing their experience post-onboarding, every decision is informed by cutting-edge analytics and data science. We help the company grow profitably while providing the world's best customer experience, all powered by data. Our team forms the backbone of all financial services operations at American Express, influencing every aspect of the company.
Joining this team offers the chance to work at one of the top companies for data scientists in the country. You will address real-world business challenges and gain exposure to industry leaders in analytics, data science, and machine learning. If you are passionate about solving complex problems and developing solutions that affect millions, consider a career in CFR.
This role involves the development, deployment, and validation of predictive model(s) and supporting their use in economic logic to enable profitable decisions across risk, fraud, and marketing.
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American Express Company (Amex) is a globally recognized multinational financial services corporation, founded in 1850 and headquartered in New York City, USA. Known for its premium charge cards, credit cards, and travel-related services, American Express has built a reputation for exceptional customer service, strong brand loyalty, and catering to affluent consumers and businesses. The company's mission is to provide trusted, innovative payment, travel, and expense management solutions that enrich the lives of its customers and help them achieve their goals.
With over 60,000 employees worldwide, American Express operates in more than 130 countries, serving millions of cardholders and merchants. It consistently ranks among the world's most valuable brands and is recognized for its commitment to diversity, sustainability, and digital innovation. Recent achievements include expanding its digital payment capabilities, forging strategic partnerships in fintech, and enhancing rewards programs to meet evolving customer needs. American Express continues to play a leading role in shaping the future of global payments and financial services.
Websiteamericanexpress.com
