Analyst - Risk Management at American Express (Gurugram) | ₹8-12 LPA

Job Description

The External Fraud Risk Oversight team within Financial Risk Management (FRM) is part of the Global Risk and Compliance (GRC) organization. This function provides independent oversight on external fraud risk management.

In this role, you will assist in independent oversight of external fraud risk, covering business processes and non-model tools. As an external fraud risk oversight analyst, you will monitor and analyze processes and controls to prevent First Party/Victim Fraud on Cards, Banking, and Non-Card products. Your expertise will help mitigate potential fraud by providing effective challenge to First Line risk management teams.

Key Responsibilities

• Provide independent oversight on risk processes and non-model tools used in external fraud risk management.
• Assist in developing and enforcing external fraud prevention policies and procedures. Recommend enhancements to existing processes to improve fraud detection capabilities.
• Utilize advanced external fraud detection and monitoring tools to analyze and highlight emerging fraud trends and high-loss fraud events.

Qualifications

• 0-2 years of experience in risk management, risk oversight, and analytics.
• Degree in a quantitative field (e.g., Engineering, Mathematics, Computer Science, or Economics).
• Knowledge of SQL and Python.
• Strong technical and analytical skills, with the ability to apply quantitative methods and business skills to create insights and drive results.
• Strong analytical skills, including the ability to translate complex and disparate information into comprehensive conclusions for colleagues, business partners, and senior leaders.
• Ability to work independently and across a matrix organization, partnering with business partners, functional owners, capabilities, technology teams, and external vendors.
• Rigorous and analytical approach to problem-solving, decision-making, and prioritization, collaborating across teams and geographies.
• This role requires being on-site 3 days per week.
• Preferred Qualifications:
• Prior experience in external fraud risk management.
• Prior experience in oversight functions.

About the Company

At American Express, our culture is built on a 175-year history of innovation, shared values, and Leadership Behaviors, with an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we uphold our brand promise of trust, security, and service.

As part of Team Amex, you will experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.