Northern Trust Hiring Credit Analyst in Bangalore | Freshers Eligible

About Northern Trust

Northern Trust (Nasdaq: NTRS) is a global leader in wealth management, asset servicing, asset management and banking services, guiding individuals, families, corporations and institutions around the world. The company has operated since 1889 and is guided by three principles that endure: Service, Expertise, and Integrity.

With more than 135 years of financial experience and over 24,000 partners, Northern Trust serves some of the world's most sophisticated clients using leading technology and exceptional service.

Job Summary

As an Analyst in Credit Analysis for Wealth Management, you will evaluate the creditworthiness of high-net-worth individuals (HNWIs), trusts, privately held businesses, Not for Profit and Commercial Real Estate entities seeking tailored credit solutions. You will analyze financial statements, collateral, and risk profiles to give insights and recommendations that support personalized lending decisions. You will work with relationship managers and internal stakeholders to structure credit facilities that fit the clients' wealth management goals while following Northern Trust's risk management framework.

This position offers exposure to sophisticated financial products, a dynamic work environment, and the chance to build expertise in credit analysis for the wealth management sector.

Key Responsibilities

• Analyze financial statements, credit reports, and financial data to assess the creditworthiness of individuals or businesses.
• Prepare credit memos and provide detailed recommendations to support lending and investment decisions.
• Monitor borrower performance and identify potential risks early by conducting thorough annual reviews.
• Collaborate with onshore partners and relationship managers to develop tailored credit solutions.
• Ensure adherence to Northern Trust's credit policies, compliance standards, process guidelines, and controls.
• Consistently meet established QUALITY & QUANTITY SLAs.
• Stay informed about market trends, regulatory changes, and economic factors affecting credit risk.
• Pay close attention to detail so all documents are processed correctly.
• Identify process changes that improve productivity and efficiency.

Preferred Skills

• Internship experience in banking, finance, or credit analysis is a plus.
• Familiarity with regulatory frameworks, credit scoring, or risk management software.
• Relevant certifications (CFA Level 1, FRM, CMA, ACCA etc.) are advantageous but not mandatory.

Shift Timing

EMEA shift, 12:30PM to 9:30PM IST.

Working with Us

As a Northern Trust partner, you will be part of a flexible and collaborative work culture with a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and the company is committed to an inclusive workplace and to supporting the communities it serves.

Philanthropy is deeply rooted in Northern Trust's history and is an essential part of its culture. Employees around the world give their time and talent for the greater good of their communities.

Reasonable Accommodation

Northern Trust is committed to providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, email the HR Service Center at MyHRHelp@ntrs.com, or discuss your requirements with your recruiter.

About Our Bangalore Office

The Northern Trust Bangalore office, established in 2005, is home to over 5,600 employees. It offers amenities including the Arrival Hub - Jungle, the GameZone, and the Employee Experience Zone.