HCLTech Hiring Analyst RB Payments in Lucknow | Freshers

Job Summary

This role supports accurate and timely payment processing within banking operations. The analyst applies foundational knowledge of banking principles and payment systems so transactions are handled efficiently and in line with standard procedures. The role also involves identifying issues, contributing to process enhancements, and helping prepare reports that monitor business performance.

Key Responsibilities

1. Process payments using payment applications, applying foundational knowledge of SWIFT messages (MT202, MT103, MT299, MT191 to MT999) in line with established protocols.
2. Validate transaction documentation by verifying cash, cheque, and ACH payment instructions against internal guidelines.
3. Help identify basic issues in payment processing workflows by reviewing routine transactions and escalating discrepancies as needed.
4. Support process improvements by following documented solutions and enhancements within assigned tasks.
5. Prepare basic reports and analyses using payment system data to support business monitoring.
6. Work with team members to clarify payment procedures, share information, and resolve routine queries for smooth transaction processing.

Skill Requirements

1. Foundational knowledge of RB Payments Processing & Transfers and RB Payments Investigation & Charges.
2. Basic understanding of banking products, features, and core banking principles.
3. Familiarity with SWIFT message formats and their use in payment processing.
4. Initial learning in using payment applications and systems for transaction management.
5. Basic document verification and comprehension skills.
6. Fundamental communication skills for effective team collaboration.

Other Requirements

Optional: Certification in SWIFT Fundamentals or Payments Operations (such as ACI Payments Certification) is valuable but not mandatory at this level.