Citi Hiring Loan Documentation Analyst in Chennai | ₹3-6 LPA

The Loan Doc & Proc Analyst 1 is an entry-level professional role focused on supporting loan documentation and processing activities. The position requires knowledge of operational procedures, systems, and processes used to complete assigned tasks, along with a basic understanding of the underlying concepts of the role.

The analyst works closely with team members and related teams to complete operational objectives. Decisions are made by analyzing factual information, and issues are resolved by applying established processes and previous experience. The role has a limited but direct impact on business outcomes through the quality and accuracy of the services delivered.

Individuals are expected to communicate information clearly and logically while maintaining awareness of different audiences. Accountability, ethical conduct, and reliability are essential, as the role supports core operational activities within the bank.

Responsibilities

• Prepare and review loan documentation while supporting tasks associated with the loan processing lifecycle.
• Independently process and close loans within a complex loan operations environment.
• Handle daily collateral management activities such as booking cash transactions, making payments, posting general ledger entries, and performing calculations.
• Interact with counterparties regarding positions and outstanding balances or claims when required.
• Support a diverse range of products and services while ensuring adherence to risk and control standards.
• Follow established procedures to investigate issues related to loan documentation or processing and recommend improvements when appropriate.
• Design and analyze moderately complex reports related to loan documentation, management requirements, and product or service launches.
• Assist with implementing improvements to loan documentation processes based on analysis of operational data.
• Reduce risk to the bank by understanding procedural requirements, monitoring errors, and recommending process enhancements.
• Manage inquiries and issues related to loan processing and escalate them in a timely manner.
• Develop knowledge of bank systems, products, and processes, and understand how responsibilities integrate with team functions.
• Interact with external customers when explaining or sharing relevant information.
• Ensure compliance with applicable laws, internal policies, and regulatory requirements while safeguarding company and client assets.

Qualifications

• 0-2 years of relevant experience.
• Basic knowledge of business processes, systems, and tools used in loan processing operations.
• Understanding of loan procedures, products, and services.
• Familiarity with preparing and reviewing loan documentation.
• Ability to identify, manage, and escalate operational risks and issues.
• Awareness of risk controls, policies, and compliance requirements.

Education

Bachelor’s or university degree, or equivalent practical experience.