Citi Hiring Corporate Loan Transaction Capture Analyst | Pune

The Loan Documentation and Processing Analyst 2 is an early-career professional role focused on monitoring, assessing, and analyzing operational processes and related data. The position applies specialized knowledge to review information, identify inconsistencies, and recommend improvements to policies, procedures, or operational practices.

The role involves interpreting factual information, evaluating results, and supporting the development of process standards. It requires an understanding of industry practices and how the team collaborates with other groups to meet operational objectives. The impact of this role is primarily within the immediate team and relates to the quality and accuracy of tasks delivered.

The individual is expected to demonstrate accountability, ethical conduct, credibility, and a results-oriented approach while supporting operational processes within the loan documentation environment.

Responsibilities

• Prepare and review loan documentation while supporting multiple tasks across the loan lifecycle.
• Independently process and close loans within a complex loan operations environment.
• Handle daily loan transaction processing, including booking cash transactions, making payments, performing loan reconciliations, and entering general ledger records and calculations.
• Interact with counterparties to address positions, balances, or claims related to loan transactions.
• Support a wide range of loan products and services while maintaining risk and control standards.
• Follow established procedures to identify and resolve issues related to loan documentation or processing that require investigation.
• Provide recommendations to management that support process improvements.
• Analyze loan documentation reports of moderate complexity to support management requirements, control activities, and product launches.
• Make evaluative decisions based on factual data analysis and assist with implementing process enhancements.
• Reduce operational risk by understanding procedural requirements, identifying errors, and suggesting corrective solutions while adhering to audit and control policies.
• Manage and escalate inquiries or issues related to loan processing in a timely manner.
• Communicate directly with external customers to share or clarify information.
• Develop a solid understanding of banking systems, products, and operational processes, and how tasks integrate with related teams.
• Apply communication and interpersonal skills when collaborating with colleagues and stakeholders to exchange complex or sensitive information.
• Assess risk appropriately when making business decisions and ensure compliance with applicable laws, regulations, and internal policies while safeguarding Citi, its clients, and assets.

Qualifications

• 0 to 2 years of relevant experience.
• Basic knowledge of business processes, systems, and tools used in loan operations.
• Understanding of loan processes, procedures, products, and services.
• Familiarity with preparing and reviewing loan documentation.
• Ability to identify, manage, mitigate, and escalate operational risks or issues.
• Awareness of risk categories, policies, and control frameworks.
• Commitment to complying with regulatory requirements and internal policies.

Education

• Bachelor’s or university degree, or equivalent practical experience.