
Fannie Mae, officially known as the Federal National Mortgage Association (FNMA), is a leading government-sponsored enterprise (GSE) in the United States, founded in 1938 to expand the flow of mortgage funds and improve access to affordable housing. Headquartered in Washington, D.C., Fannie Mae operates in the secondary mortgage market, purchasing and guaranteeing mortgages from lenders to provide liquidity, stability, and affordability to the U.S. housing finance system. The organization plays a critical role in enabling millions of Americans to buy, refinance, or rent homes by ensuring a steady supply of mortgage credit.
With over 7,000 employees, Fannie Mae is a cornerstone of the U.S. housing finance industry and is regulated by the Federal Housing Finance Agency (FHFA). The company is known for its mission-driven approach, focusing on sustainable homeownership, affordable rental housing, and responsible lending practices. In recent years, Fannie Mae has advanced digital mortgage technologies, expanded green financing initiatives, and supported housing market stability during economic challenges, including the COVID-19 pandemic. Its influence and scale make it one of the most significant financial institutions in the country.
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